Credit Reports from CIN Legal Data Services

The Credit Report Import feature allows you to order credit reports for your clients and receive them electronically in minutes. With the click of a button on any CLR, liabilities featuring bankruptcy specific creditor contact information and claim information are transferred directly to the creditor schedules in Best Case. You have a choice of:

• 2 Source:

  Includes data from Experian and TransUnion with bankruptcy specific creditor addresses for noticing

• 3 Source:

  Includes data from Experian, TransUnion, a public records search, and nationwide supplemental 8-year bankruptcy search with bankruptcy specific creditor addresses for noticing

• 3 Source Plus:

  Includes data from Experian, TransUnion,& Equifax, a public records search, and nationwide supplemental 8-year bankruptcy search with bankruptcy specific creditor addresses for noticing

• Post Discharge Credit Report Review:

  Includes copies of a post-discharge credit report, the bankruptcy schedules with the discharge notice and the ability for the consumer to dispute information that’s inaccurate on the credit report either electronically or by mail

• Watch an Online Video:

  Follow along as it covers configuring, authenticating, and importing a credit report from CIN Legal Data Services CIN Legal Services Online Video

A Spanish language version of the report is available with one-click on any CLR at no additional charge

Due Diligence & Debtor Education Items

To satisfy the BAPCPA fact-checking provision and requirement of credit counseling and debtor education, a number of additional products are available from CIN Legal directly through a menu option in Best Case.

• I.R.S. Personal & Business Tax Transcripts:

  Up to four years of records in 24-48 hours. Includes free summary page for instant information access

• Automobile Valuations:

  Instantly available for used vehicles

• Credit Counseling and Debtor Education:

  Available for your debtor by phone or over the Internet, in English and in Spanish. Upon completion of a course, CIN will email and post a Certificate of Completion

• Real Property Title Products:

  Ownership Report and Lien Search returned in 24-72 hours

• Real Property Appraisals:

  91% of all counties in the U.S. covered providing appraisals that are available instantly with distressed, market, and high values including comparables. If no property values are returned there is no cost

• FREE Redemption and Replacement Auto Loan Review and Prequalification Service:

  CIN will forward to 722 Redemption Funding Inc the contact information for any of your clients who have auto loans on their credit reports. 722 will work directly with these clients to investigate their options of redemption and/or a replacement loan versus a full balance reaffirmation of their existing auto loans to identify potential savings. All loans are funded through US Bank® which helps reestablish credit with one of America’s top 10 largest banks. At the attorney’s option, 722 can handle all direct negotiation with the original creditor or support the attorney’s negotiation. Sign up is required for this option, so please contact your CIN Legal Data Services Account Manager for more details

• Post-Discharge Credit Review and Bankruptcy Verification Package:

  Provides consumers and counsel with an easy and cost-effective way to ensure that a consumer's credit report reflects information accurately and completely based on recent bankruptcy proceedings. Package includes copies of a post-discharge credit report, the bankruptcy schedules, and the discharge notice, and equips the consumer to dispute information that’s inaccurate on the credit report. Consumers can request the correction of inaccurately reported bankruptcy-related items through either electronic or traditional mail communication with CIN